SBD/7/Franchises

LOCAL BANKS CATCHING SILVER AND BLACK FEVER IN OAKLAND

     The Oakland Football Marketing Association will unveil a
loan program today designed to allow poorer fans to finance the
purchase of Raiders season tickets and/or PSLs.  Robert Salladay
reports in this morning's OAKLAND TRIBUNE that the program,
backed by MBNA America, Wells Fargo, Union Bank and Bank of
America, will offer loans between $1,000 and $25,000 for fans to
purchase tickets.  The program is designed for those without much
credit, according to Salladay.  Rates will range from 13.11-
21.48%.  The loans will must be paid back in 2-7 years (OAKLAND
TRIBUNE, 9/7).
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